Regulating the Use of Prescription Drug Databases in Health Insurance Underwriting

Kevin Eastman; Joseph Ruhland; Alan D. Eastman

doi:10.19030/jber.v10i8.7174

Regulating the Use of Prescription Drug Databases in Health Insurance Underwriting

Kevin Eastman, Joseph Ruhland, Alan D. Eastman

Indiana University of Pennsylvania

Research output: Contribution to journal › Article › peer-review

Abstract

This paper examines the use of commercially-available prescription drug profiles in the underwriting of individual and small-group health insurance plans. It explains how these profiles are developed and used by insurers and analyzes their potential advantages and disadvantages to both insurers and consumers. Current and pending legislation and regulations governing the use of these prescription databases are also explained.

Original language	American English
Journal	Journal of Business Economics Research
Volume	10
DOIs	https://doi.org/10.19030/jber.v10i8.7174
State	Published - Aug 1 2012

Keywords

Regulation
Health Insurance
Databases

DC Disciplines

Business Administration, Management, and Operations
Economics
Finance
Finance and Financial Management

Access to Document

10.19030/jber.v10i8.7174License: CC BY

http://dx.doi.org/10.19030/jber.v10i8.7174

Cite this

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keywords = "Regulation, Health Insurance, Databases",

author = "Kevin Eastman and Joseph Ruhland and Eastman, {Alan D.}",

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AB - This paper examines the use of commercially-available prescription drug profiles in the underwriting of individual and small-group health insurance plans. It explains how these profiles are developed and used by insurers and analyzes their potential advantages and disadvantages to both insurers and consumers. Current and pending legislation and regulations governing the use of these prescription databases are also explained.

KW - Regulation

KW - Health Insurance

KW - Databases

UR - https://digitalcommons.georgiasouthern.edu/econ-facpubs/97

UR - http://dx.doi.org/10.19030/jber.v10i8.7174

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VL - 10

JO - Journal of Business Economics Research

JF - Journal of Business Economics Research

ER -

Regulating the Use of Prescription Drug Databases in Health Insurance Underwriting

Abstract

Keywords

DC Disciplines

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